:root{
  --navy:#2f4e6d;
  --navy-dark:#223d58;
  --gold:#d89a19;
  --gold-dark:#bb7f0f;
  --text:#24374a;
  --muted:#617180;
  --line:#e3e8ec;
  --soft:#f7f8f9;
  --white:#fff;
  --shadow:0 12px 35px rgba(32,54,76,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--text);
  background:#fff;
  line-height:1.6;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.container{width:min(1120px,calc(100% - 36px));margin:auto}
.site-header{
  position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);
  border-bottom:1px solid rgba(0,0,0,.04);backdrop-filter:blur(8px)
}
.header-inner{height:92px;display:flex;align-items:center;gap:28px}
.logo{width:280px;max-width:38vw;flex:0 0 auto}
.logo img{width:100%}
.nav{display:flex;align-items:center;gap:25px;margin-left:auto}
.nav a{
  text-decoration:none;font-size:13px;font-weight:800;letter-spacing:.02em;
  color:#17334f;padding:10px 0;white-space:nowrap
}
.nav a:hover,.nav a.active{color:var(--gold)}
.phone-btn,.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  border-radius:999px;text-decoration:none;font-weight:800;
  font-size:13px;padding:13px 22px;transition:.2s ease
}
.phone-btn,.btn-primary{background:var(--gold);color:#fff}
.phone-btn:hover,.btn-primary:hover{background:var(--gold-dark);transform:translateY(-1px)}
.btn-outline{border:1px solid var(--gold);color:var(--navy);background:#fff}
.btn-outline:hover{background:#fff8e8}
.menu-btn{
  display:none;margin-left:auto;border:0;background:transparent;color:var(--navy);
  font-size:29px;cursor:pointer
}
.hero{padding:66px 0 34px}
.hero-grid{display:grid;grid-template-columns:1fr 1.18fr;gap:56px;align-items:center}
.eyebrow{
  text-transform:uppercase;color:var(--gold);font-weight:900;font-size:14px;
  letter-spacing:.035em;margin:0 0 16px
}
h1,h2,h3{line-height:1.13;color:var(--navy-dark)}
h1{font-size:clamp(40px,5vw,64px);margin:0 0 20px;letter-spacing:-.03em}
h2{font-size:30px;margin:0 0 14px}
h3{font-size:18px;margin:0 0 8px}
.lead{font-size:18px;color:#31465a;margin:0 0 26px}
.hero-img{max-width:565px;margin:auto}
.actions{display:flex;flex-wrap:wrap;gap:13px}
.trust-bar{
  margin:24px auto 42px;padding:16px 26px;border:1px solid var(--line);
  border-radius:14px;box-shadow:var(--shadow);
  display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:#fff
}
.trust-item{display:flex;align-items:center;gap:13px;padding:2px 20px}
.trust-item+ .trust-item{border-left:1px solid var(--line)}
.round-icon{
  width:38px;height:38px;border-radius:50%;display:grid;place-items:center;
  background:var(--navy);color:#ffc445;font-weight:900;flex:0 0 auto
}
.trust-item strong{display:block;font-size:13px;color:var(--navy-dark)}
.trust-item small{display:block;color:var(--muted);font-size:12px;line-height:1.35}
.section{padding:58px 0}
.section.soft{background:var(--soft)}
.section-title{text-align:center;margin-bottom:34px}
.section-title h2{text-transform:uppercase;font-size:27px;letter-spacing:.015em}
.gold-line{width:34px;height:3px;background:var(--gold);margin:14px auto;border-radius:3px}
.section-title p{color:var(--muted);max-width:760px;margin:0 auto}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.grid-5{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:15px;
  padding:26px;box-shadow:0 8px 26px rgba(30,53,76,.04)
}
.card.center{text-align:center}
.card .round-icon{margin:0 auto 16px}
.card p{margin:0;color:var(--muted);font-size:14px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}
.step{text-align:center;padding:14px 24px}
.step-no{
  width:46px;height:46px;border-radius:50%;margin:0 auto 14px;
  display:grid;place-items:center;background:var(--gold);color:#fff;font-weight:900
}
.about-row{display:grid;grid-template-columns:1.05fr .95fr;gap:58px;align-items:center}
.about-row img{border-radius:10px}
.quote{font-size:26px;font-weight:800;line-height:1.35;color:var(--navy);text-align:center;max-width:760px;margin:auto}
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.testimonial{background:#fff;border:1px solid var(--line);padding:24px;border-radius:14px}
.testimonial p{font-style:italic;margin-top:0}
.notice{
  border-left:4px solid var(--gold);background:#fff7e5;padding:17px 20px;
  border-radius:8px;color:#5c4b28
}
.page-hero{
  padding:52px 0 40px;background:linear-gradient(180deg,#fafbfc,#fff);
  border-bottom:1px solid #eef1f3
}
.page-hero h1{font-size:44px;margin-bottom:10px}
.page-hero p{max-width:780px;margin:0;color:var(--muted)}
.service-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.service-card{display:flex;gap:17px;align-items:flex-start}
.service-card .round-icon{margin-top:2px}
.profile-block{display:grid;grid-template-columns:1fr .85fr;gap:58px;align-items:center}
.profile-photo{border-radius:18px;max-height:590px;object-fit:cover}
.checks{list-style:none;padding:0;margin:24px 0}
.checks li{padding:7px 0}
.checks li:before{content:"♡";color:var(--gold);font-weight:bold;margin-right:9px}
.faq-list{max-width:880px;margin:auto}
.faq-list details{
  border:1px solid var(--line);border-radius:12px;margin:0 0 12px;
  padding:0 20px;background:#fff
}
.faq-list summary{
  cursor:pointer;list-style:none;padding:19px 34px 19px 0;
  font-weight:800;color:var(--navy);position:relative
}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:after{
  content:"+";position:absolute;right:0;top:14px;font-size:25px;color:var(--gold)
}
.faq-list details[open] summary:after{content:"−"}
.faq-list details p{margin:0;padding:0 0 19px;color:var(--muted)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:42px}
.contact-box p{margin:0 0 15px}
.contact-box strong{color:var(--navy)}
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form .full{grid-column:1/-1}
.form label{display:block;font-size:13px;font-weight:700;margin-bottom:5px}
.form input,.form textarea{
  width:100%;padding:13px 14px;border:1px solid #d8dfe5;border-radius:8px;
  font:inherit;background:#fff
}
.form textarea{min-height:150px;resize:vertical}
.form .hp{position:absolute;left:-9999px;opacity:0;pointer-events:none}
.form-note{font-size:12px;color:var(--muted)}
.alert{padding:14px 16px;border-radius:9px;margin-bottom:18px;display:none}
.alert.success{background:#e9f7ee;color:#225c36}
.alert.error{background:#fff0ef;color:#8c2b25}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.blog-card{overflow:hidden;padding:0}
.blog-card img{width:100%;aspect-ratio:16/9;object-fit:cover}
.blog-card .body{padding:22px}
.blog-card time{font-size:12px;color:var(--gold);font-weight:800}
.blog-card a{text-decoration:none}
.blog-card h3{margin-top:8px}
.article{max-width:850px;margin:auto}
.article .featured{border-radius:16px;margin:22px auto 30px;width:min(620px,100%)}
.article time{color:var(--gold);font-weight:800;font-size:13px}
.article p,.article li{color:#465a6d}
.legal{max-width:850px}
.legal h2{margin-top:30px;font-size:23px}
.footer{
  background:#263f58;color:#e8eef3;margin-top:60px;padding:48px 0 22px
}
.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr;gap:45px}
.footer-logo{width:255px;opacity:.95;margin-bottom:15px}
.footer h3{color:#fff;font-size:15px;text-transform:uppercase;letter-spacing:.04em}
.footer a{color:#e8eef3;text-decoration:none}
.footer a:hover{color:#ffc247}
.footer-links{display:grid;gap:8px;font-size:14px}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.13);margin-top:32px;padding-top:20px;
  display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#bac7d1
}
.footer-bottom a{color:#bac7d1}
.mobile-call{
  display:none;position:fixed;right:17px;bottom:17px;z-index:18;
  width:54px;height:54px;border-radius:50%;background:var(--gold);
  color:#fff;text-decoration:none;place-items:center;font-size:22px;box-shadow:0 8px 28px rgba(0,0,0,.18)
}
@media(max-width:980px){
  .header-inner{height:76px}
  .logo{width:230px;max-width:60vw}
  .menu-btn{display:block}
  .phone-btn{display:none}
  .nav{
    position:absolute;left:0;right:0;top:76px;background:#fff;border-top:1px solid var(--line);
    display:none;flex-direction:column;align-items:stretch;padding:12px 22px 20px;gap:0;
    box-shadow:0 12px 30px rgba(0,0,0,.08)
  }
  .nav.open{display:flex}
  .nav a{padding:12px 0;border-bottom:1px solid #f0f2f4}
  .hero-grid,.about-row,.profile-block,.contact-grid{grid-template-columns:1fr}
  .hero{padding-top:38px}
  .hero-img{order:-1;max-width:490px}
  .grid-4,.grid-5{grid-template-columns:repeat(2,1fr)}
  .blog-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .container{width:min(100% - 26px,1120px)}
  h1{font-size:39px}
  .page-hero h1{font-size:36px}
  .hero-grid{gap:27px}
  .hero .lead{font-size:16px}
  .actions .btn{width:100%}
  .trust-bar{grid-template-columns:1fr;padding:4px 18px}
  .trust-item{padding:15px 3px}
  .trust-item+.trust-item{border-left:0;border-top:1px solid var(--line)}
  .grid-4,.grid-5,.steps,.service-list,.testimonials,.blog-grid{grid-template-columns:1fr}
  .section{padding:45px 0}
  .form{grid-template-columns:1fr}
  .form .full{grid-column:auto}
  .footer-grid{grid-template-columns:1fr;gap:28px}
  .footer-bottom{flex-direction:column}
  .mobile-call{display:grid}
}